>The LEX Difference

          >Why You Should Not Make Any Major Credit Purchases

          >Getting a Legitimate Lender and Getting Pre-Approved

          >Finding the Right Seller

          >Build a Plan of Action and Get Ready

          >Hot, Normal, and Cold Markets

          > Importance of Inspection

          >Avoiding Financial Stress

     >Tips for Sellers

          >Getting the Highest Price in the Shortest Time

          >Making a Good First Impression

          >Know Why You are Selling

          >Setting the Price

          >Plan of Action

          >Finding the Right Agent

          >Considering Offers

          >Insist on a Home Inspection

     >Homeowner Information

        Environmental Issues
          >Environmental Issues

          >Lead Poisoning

          >Radon

          >Underground Heating Oil Tanks

        Others
          >Common Ways of Holding Title

          >Living Trusts

          >Condominium and PUD Ownership

          >Mechanic's Liens

          >Understanding Foreclosures

     >Title and Escrow

          >The Functions of an Escrow

          >Closing and Title Costs

          >Understanding Title Insurance

          >Why Do You Need Title Insurance?

          >Title Insurance - Where Does Your Dollar Go?

          >Understanding Preliminary Reports

          >Required Reporting to the I.R.S.

          >Statements of Information

          >Title Insurance Requirements for Insuring Trusts

          >Title Insurance When Refinancing Your Loan

          >Creative financing

     >Real Estate Glossary

         >A       >B      >C     

         >D       >E      >F

         >G       >H      > I      

         >J        >L      >M

         >N       >O      >P    

         >Q       >R      >S

         >T        >U      >V    

         >W-Z

    >Mortgage Information

     >Your Savings and Down Payment

     >Documenting Your Assets - Verifying Your Down Payment

     >The Biweekly Mortgage - Who Needs It?

     >Closing Costs When Buying or Refinancing a Home

     >Which ARM is the Best Alternative?

     >FICO Score - a Brief Explanation

     >WHAT'S A FICO?

     >FICO Scores and Your Mortgage

     >Items You Need for When Applying For a Loan

     >Where Does the Money Come From for Mortgage Loans?

     >Types of Mortgage Lenders

     >The Advantages of Different Types of Mortgage Lenders

     >The No-Cost Thirty Year Fixed Rate Mortgage

     >Land Contract

   >Market Analysis

    >Dream Home Finder

    >Free Brochures

    >Reciprocal Links Page

    >North Shore, Long Island  Area Maps